Insurance

Insurance: before the loss, document your belongings; after it, document the damage.

In a claim, one of the difficulties is often to reconstruct what existed before and to document precisely what was damaged. At each of those two moments, Sealway lets you create a proof that binds photographs, videos or documents to a date and to their exact content, with a qualified electronic timestamp under eIDAS.

Join the waitlist See the two use cases

Built for

Policyholders
Tenants and homeowners
Self-employed people working from home
Collectors
Property managers
Brokers and advisers

After a loss, the question is always the same.

What can you produce?

Was this television really in the living room before the burglary?
Which model exactly, with which accessories?
The invoice went up in the fire: what is left?
What did the room look like right after the water damage, before the clean-up?
Was this piece of furniture already damaged before the loss?
When were these photographs taken, and have they been edited?

Two moments, one logic.

The inventory fixes what existed. The damage documentation fixes what was affected, before clean-up or repair. The two complement each other, and each stands on its own.

Before the loss: document your belongings Sealway proof Loss After the loss: document the damage Sealway proof

Why photographs are not always enough.

Service-Public.fr and France Assureurs, the French insurers’ federation, say it the same way: compensation rests on proof of the loss suffered, and the existence as well as the value of belongings may be proven by any means: invoices, warranty slips, certificates, photographs. A photograph is therefore a useful supporting document. Its weakness lies elsewhere: months or years later, the loss adjuster checks the item’s prior condition and the insurer may ask when the photograph was taken; the date the device wrote in the file can be changed in seconds, and nothing establishes that the image has not been retouched.

Sealway addresses that precise point. It replaces no other supporting document: it makes the photographs and documents you keep datable and verifiable, by the insurer, by the loss adjuster or by a court, without depending on you or on Sealway.

What Sealway is not.

Sealway is a tool for building evidence. It establishes that a file existed, in this form, on a given date. Value, ownership, the cause of the loss and the amount of the indemnity are matters for the supporting documents, the loss adjuster and the policy.

a loss adjuster or insurance expert;
a valuation or appraisal service;
proof of ownership or of authenticity;
a substitute for the invoice, the certificate or the policy;
a claim-notification tool;
a way of establishing the cause of a loss or liability.

Two use cases.

Each page covers one moment, with the applicable rules, the useful supporting documents, the practical method, Sealway’s precise role and its limits.

Home inventory for insurance

Photograph your belongings, their serial numbers and receipts while they are there: a dated, verifiable inventory for your insurer.

Learn more →

Documenting a claim

Water damage, fire, burglary: fix the state of the premises and the damage before clean-up, moving or repair.

Learn more →

What a qualified timestamp changes for insurance.

Before an insurer or a loss adjuster, the date of a photograph matters: the date of the inventory, the date of the damage before any intervention. When a proof is created, the fingerprint of each file is bound to a qualified electronic timestamp issued by a qualified trust service provider.

SHA-512 fingerprint of each file: the proof bears on this exact version; modifying the file changes the fingerprint, and the fingerprint cannot be turned back into the file.
Qualified electronic timestamp: presumption of accuracy of the date and time and of integrity of the data (eIDAS Regulation, art. 41(2)). The date comes neither from the device nor from Sealway.
Evidence file verifiable without Sealway: certificate, manifest, timestamp token and fingerprints, with the references of the anchoring on public blockchains.

The mechanism in detail: create evidence from your files

Frequently asked questions

What policyholders ask before using Sealway for their belongings or a claim.

What is the difference between the inventory and documenting a claim?

The inventory is done beforehand, calmly: it documents the existence, condition and identification of your belongings while they are there. Documenting a claim is done afterwards, in a hurry: it fixes the extent of the damage before clean-up, moving or repair. Each page details a method; a file that holds both is more complete.

Do insurers accept a Sealway proof?

No text imposes or excludes a format of supporting document: Service-Public.fr and France Assureurs list photographs among the material that can prove the existence and value of belongings or the damage, and the insurer or the loss adjuster freely assesses what is produced. A Sealway proof is photographic evidence whose date and integrity a third party can verify, without Sealway. It does not dispense with any other supporting document.

Does Sealway prove the value of an item?

No. Property insurance compensates a value, set by the policy and, where applicable, by the loss adjuster: replacement value less wear and tear, or new-for-old cover. Sealway establishes that a file showing the item existed on a given date; the value comes from the invoice, the certificate, the appraisal or the expert assessment.

Document your belongings before, and the damage after.

One proof per room for the inventory, one proof per stage for the claim: SHA-512 fingerprint, qualified electronic timestamp under eIDAS, evidence file verifiable by a third party. Join the waitlist to be notified at launch.